Agpaoa, Joseph Stephen D. Effects of the lending practices of the microfinance institutions (MFIs) in Ilocos Norte / Joseph Stephen D. Agpaoa. - Laoag City : [s.n.], 2016. - xiv, 137 pages : illustration ; 28 centimeter. Bibliography: pages 118-119. Subjects--Topical Terms: Microbusiness. Dewey Class. No.: TH 332.7 Ag7e 2016